Featured Guides

Welcome to Money Saving Advice

Welcome. Our free money saving advice guides have helped thousands of users in the UK, repair their credit scores and get back on track with their finances. Below are some of our latest guides, feel free to read through. We hope you enjoy our website and please do get in touch if you have any useful feedback. Also, don’t forget to check your credit score regularly.

Why use Money Saving Advice

We guides are professionally written to help answer questions you may have about anything to do with your credit. We take every care to make our guides as clear and easy to read as possible. We provide our guides free of charge and always will do. With over 50 guides and counting, we’re one of the largest online resources offering credit advice.

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  • credit-reportImproving your credit score could give you access to better credit rates for loans, credit cards and mortgages.
  •  Monitoring your credit history, helps protect your identity online and alerts you of any fraudulent activity.

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You can get your credit report and score completely free* during your free trial.

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How to deal with credit card debt

Credit card debt can seem like a black hole: with high interest rates, the amount you owe can escalate quickly and finding a way out may seem impossible.

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When's the best time to get a mortgage?

The best time to apply for and take out a mortgage depends a lot on you and your personal circumstances and there is no easy formula that will help you to figure out the answer.

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How to get 40% more on your over 50s life insurance policy

Every year, an increasing number of people buy guaranteed over 50 life insurance as a way of leaving a cash lump sum to their family when they die, either to help with funeral costs, pay off outstanding debts or simply to leave as a gift.

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Beginner’s guide to Mortgages

A mortgage is a loan that is secured against the home you buy. The mortgage market has taken a hit in recent years but there are still competitive products available and you need to think very carefully about what product suits your situation now and in the near future.

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Get cash back on all your purchases with a cashback credit cards

Cashback credit cards offer money back for every pound spent on them and can be a great little bonus for people with a good credit score...

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Latests Guides

What effects will a debt solution have on my credit score?

From debt management plans to bankruptcy, there are a surprising number of debt solutions to choose from. But how will a debt solution affect your credit...

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What happens after my IVA finishes?

Congratulations on successfully finishing your Individual Voluntary Arrangement (IVA) – you’re now a big step closer to becoming debt free. But what happens after your IVA finishes? Here are a few...

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What if my creditors don’t agree to my IVA proposal?

If you’ve applied for an Individual Voluntary Arrangement you’ll need 75% of your creditors to agree to your IVA. But what happens if your creditors reject...

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What happens to my house on an IVA?

An IVA is usually seen as the last resort before bankruptcy and it comes with a lot of big changes and upheavals, one of which is your home. It’s a legally binding agreement between you and...

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What happens to my IVA if I lose my job?

Getting let go from a job can happen to anyone at any time – but what happens to your IVA...

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The difference between an IVA and bankruptcy

Although an IVA has very serious consequences, bankruptcy is the final stage. There are actually a few differences between an IVA and bankruptcy – here are some of the...

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The difference between an IVA and a debt management plan

Many people believe an Individual Voluntary Arrangement (IVA) and a Debt Management Plan (DMP) are effectively the same thing. But an IVA is...

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What does an IVA cost?

As with most debt solutions, an IVA comes at a price. It’s very important to consider the costs, fees and...

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What are the advantages and disadvantages to getting a credit card?

n the UK it has to be said we have something of a credit culture and most adults in Britain are in all...

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How to improve your credit rating by using a credit card

Getting into debt is normally something to be avoided, it is expensive and if you can’t afford what you are buying it...

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How to keep your credit card interest as low as possible

Credit cards are pretty simple as a concept, and they can make life quite a bit simpler for you by taking the headache out of daily purchases and moving money around. However, the interest and charges you...

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How to choose a credit card that’s right for you

There are plenty of good reasons to get a credit card, for convenience, security, quick access to funds in an...

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