Featured Guides

Welcome to Money Saving Advice

Welcome. Our free money saving advice guides have helped thousands of users in the UK, repair their credit scores and get back on track with their finances. Below are some of our latest guides, feel free to read through. We hope you enjoy our website and please do get in touch if you have any useful feedback. Also, don’t forget to check your credit score regularly.

Why use Money Saving Advice

We guides are professionally written to help answer questions you may have about anything to do with your credit. We take every care to make our guides as clear and easy to read as possible. We provide our guides free of charge and always will do. With over 50 guides and counting, we’re one of the largest online resources offering credit advice.

Why do I need a credit report?

  • credit-reportImproving your credit score could give you access to better credit rates for loans, credit cards and mortgages.
  •  Monitoring your credit history, helps protect your identity online and alerts you of any fraudulent activity.

How can I get a free* credit report?

You can get your credit report and score completely free* during your free trial.

  • Unlimited access to your Credit Report
  • Expert guidance on improving your Credit Score
  • Dedicated, specialist help if you’re a victim of fraud

*A monthly fee applies after your free trial. You may cancel during your 30-day free trial without charge.

Get your FREE 30-day trial*

How to deal with credit card debt

Credit card debt can seem like a black hole: with high interest rates, the amount you owe can escalate quickly and finding a way out may seem impossible.

Read this guide

When's the best time to get a mortgage?

The best time to apply for and take out a mortgage depends a lot on you and your personal circumstances and there is no easy formula that will help you to figure out the answer.

Read this guide

How to get 40% more on your over 50s life insurance policy

Every year, an increasing number of people buy guaranteed over 50 life insurance as a way of leaving a cash lump sum to their family when they die, either to help with funeral costs, pay off outstanding debts or simply to leave as a gift.

Read this guide

Beginner’s guide to Mortgages

A mortgage is a loan that is secured against the home you buy. The mortgage market has taken a hit in recent years but there are still competitive products available and you need to think very carefully about what product suits your situation now and in the near future.

Read this guide

Get cash back on all your purchases with a cashback credit cards

Cashback credit cards offer money back for every pound spent on them and can be a great little bonus for people with a good credit score...

Read this guide

Latests Guides

Administration orders – small debts still cause big problems

Any debt is problematic if you cannot afford to repay the amount you owe. It does not matter whether the amount is £5,000 or £50,000 as living with the burden of debt is debilitating. There are solutions for those...

Read this guide

Why credit can work for you

Whilst most people like to stay financially independent, there are times when you need money in advance of payday. For those occasions when you don’t have the money yourself, a credit card can be a highly useful...

Read this guide

How does UK income tax work?

Every person in the UK gets a certain amount of tax-free allowance each tax year. This means that you don’t pay tax on this amount of your earnings. The tax year, beginning every April, starts with the government determining...

Read this guide

Common sense: a surefire way to make savings on your energy bills

More households than ever in the UK are currently in a state of what is known as ‘fuel poverty’. The problem is, that although money can be...

Read this guide

Best money saving tips for travellers

Going on holiday is a highlight of the year – a time to relax after week after week of slogging away in the office hard at work. However, they are also expensive, and costs racking up while you’re away...

Read this guide

Save on your house sale with an online agent

Savvy shoppers know very well by now that the best way to save money is to carry out a little research and to shop around on the internet. Some of...

Read this guide

How much does it really cost to have a baby?

Raising a baby is often the most rewarding experience that a person can go through in his or her lifetime....

Read this guide

How are car insurance quotes calculated?

In short, it can be slightly complicated. A lot of people ask “How are car insurance quotes calculated?” But one of the biggest questions is how...

Read this guide

Tips for surviving unemployment

Unemployment continues to plague many families across the country, as people try to come to terms with losing their jobs. Dealing with the loss of your job can be very difficult and can cause various emotions...

Read this guide

Top ways to save for a holiday

Holidays are a big expense for any family but a much-needed break from the drudgery of work, school, bills, and the stress of everyday life. So when you are planning your escape, organisation and money saving...

Read this guide

Can a loan help me?

There are times in life when you could find yourself in financial difficulty. For many people, they just about manage to get by each month on the salary that they receive. This often leads to missed payments and poor...

Read this guide

What happens after my IVA finishes?

Congratulations on successfully finishing your Individual Voluntary Arrangement (IVA) – you’re now a big step closer to becoming debt free! But what happens after your IVA finishes?...

Read this guide