If you’re looking for some free help and advice on dealing with your debt, then you’ve come to the right place. Our debt advice guides are here to answer your many questions and offer you some helpful advice on how to deal with your debt.
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For more useful help and advice on dealing with your debt please feel free to continue reading some more of our debt advice guides below. All our debts guides are quick and easy to read, offering you clear help on debt, the effects of debt and what options are available to you.
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Any debt is problematic if you cannot afford to repay the amount you owe. It does not matter whether the amount is £5,000 or £50,000 as living...Read this guide
From debt management plans to bankruptcy, there are a surprising number of debt solutions to choose from. But how will...Read this guide
If you’ve applied for an Individual Voluntary Arrangement you’ll need 75% of your creditors to agree to your IVA. But what if your...Read this guide
Many people believe an Individual Voluntary Arrangement (IVA) and a Debt Management Plan (DMP) are effectively the same thing. But an IVA is more “final” than a...Read this guide
The Insolvency Practitioner (IP), usually a qualified accountant with expertise in insolvency law, is an integral part of the IVA process. They’re the catalyst for the entire...Read this guide
A debt management plan (DMP) can be a very effective and realistic way to become debt-free. Once you’ve cleared your debts and ensured your credit record demonstrates this accordingly, you’re free to start improving...Read this guide
As with most things, Individual Voluntary Arrangements (IVAs) aren’t completely risk-free. There are many advantages, but there are also a few disadvantages of IVAs to take into consideration. An IVA itself isn’t to be taken lightly so it’s a good...Read this guide
Credit card debt is more common than you think. According to The Money Charity, the total credit card debt in the UK has reached £65.5 billion – that’s £2,426 per household! But there are a...Read this guide
Getting out of debt can be really hard at times and it can often feel like an overwhelming task you have to overcome. So if, like so many people, you have a lot of debt to work...Read this guide
Most people at one time or another will borrow money from a bank or a building society, whether in the form of a credit card, mortgage or personal loan. Did you...Read this guide
It’s an unfortunate fact of life that many of us will get into debt situations where we find it difficult to find a way out. If this happens to you, it can be hard to know which steps to take...Read this guide
Sadly, some individuals and families will find themselves with debt problems that can seem insurmountable at some time or another. Debt can be a lonely and stressful situation, leading to emotional issues such as depression and relationship...Read this guide
If you’ve ever been strapped for cash well before payday, you’ve probably been tempted by those ads offering quick, convenient, no-collateral payday loans. Payday loans can be immensely helpful if you’re...Read this guide
Improving your credit score is actually pretty easy, all you need to do is add new positive information to your credit file and avoid adding any negative information...Read this guide
The only thing worse than dealing with the stress of debt is trying to figure out which debt relief company to call. There are so many companies who advertise on TV and they all make...Read this guide
Managing finances is a necessary evil when you are faced with immovable debt. Debt consolidation is one avenue that an increasing number of people are turning to when considering how to sort...Read this guide
An IVA or Individual Voluntary Arrangement and is often suggested to people as an alternative to bankruptcy in certain circumstances. If a debt management company ever suggests an IVA to you, there...Read this guide