How Can I Get A Good Deal On My Car Insurance?
Last Modified 16th of February 2021
Nobody likes paying for car insurance and that time of year when you have to pay your premiums and look for new quotes is certainly no fun. Unfortunately there isn’t a huge amount you can do to save money, but there are a few things which may help: Shop Around Online This is the cardinal rule of shopping for car insurance. Price comparison sites are everywhere these days and they take so little effort to use that not using at least one is just throwing money away. Most of the price comparison sites are pretty equal, but they don’t all have the exact same set of insurers, so it can be worth trying a quote with a couple of different sites. Try Different Details Obviously you can’t lie when applying for insurance, but try reducing your mileage or increasing your excess to see what effect doing so will have on your premium; if either option saves you money then consider whether you can live with the extra restrictions. Also try picking a slightly different job description – if there is more than one option which suitably describes what you do, you can pick whichever one results in the better quote. Don’t Add Any Drivers If you share a car with your spouse then you might not have a lot of choice, but many couples have a car each and still put each other on their respective policies. If you do this, why not consider not doing it any more – how often does this really help you? Remember that your respective policies will cover you to drive other cars third party anyway. Try Multi-Car Insurance If you have 2 or more cars in your household you may be able to benefit from a multi-car policy. Get quotes first before you take out any policy. These policies often work out cheapest when you have three or more cars to insure, but you never know…
