Care home fees: Claiming what’s owed to you

Last Modified 16th of February 2021

In recent years there has been a huge focus on mis-sold payment protection insurance and by now there probably isn’t anyone living in the UK who isn’t aware that lenders sold insurance on loans which wasn’t necessary or couldn’t be used because the policyholder wasn’t eligible. Now there is another area where consumers need to be aware of and millions have literally paid for services for which the NHS should have been paying all along.

Disputing wrongful denial of benefits

The first thing to do when trying to ascertain whether you should have received benefits is to dispute the denial received by the NHS. Sometimes an expert intermediary may be needed to expedite this process but there are literally tens of thousands of claims in at the moment for continuing care costs that by all rights should have been covered under the NHS. These include not only the cost of care but also accommodations and associated costs for the residential nursing home or for at-home nursing care.

How do I know I’m eligible for a refund?

So many people are only looking to have the costs associated with continuing care covered now and in the future. What the elderly and disabled are unaware of is that they may also be entitled to a refund for any money paid up until the claim is resolved.

Too many people have lost their homes and anything of value to pay the costs associated with continuing care. After working hard all their lives to save a bit of a nest egg for those golden years only to have it robbed from them is a real travesty and one which can surely be corrected. For those who have been paying nursing home costs or for continuing in-home care, take the time to see if your claim was wrongfully denied.

Bio: Cheselden has a team of continuing care specialists on hand to help analyse whether or not the NHS owes a refund and have the expertise to help you reclaim money owed to you.