Loan Guides Guides

A beginner’s guide to personal loans

For many people, even those struggling financially, the idea of taking out a personal loan can be pretty daunting. But often a personal loan is a...

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Getting the best deal on a car loan

Buying a new car is a significant investment but often a necessary one: most of us need access to a vehicle for...

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Things to look out for when taking out a short term loan

If you’ve ever been strapped for cash well before payday, you’ve probably been tempted by those ads offering quick, convenient, no-collateral payday loans. Payday loans can be immensely helpful if you’re short...

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What credit score do I need for a payday loan?

There is no simple answer to this, firstly because you don’t actually have one specific credit score anyway – you actually have about three, one from each of the main credit reference agencies. So a better question might...

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How can car colour therapy save you money?

In the past, Italian car-makers Fiat produced a ‘colour therapy’ range for their Fiat 500 and not only do they make you look stylish, they...

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Which loans carry the least risk?

When looking for a loan, it’s important to weigh up different kinds of risk. The level of risk attached to a loan can be thought of both in terms...

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How can I get a loan with bad credit?

Your credit rating is simply a record of your previous credit history and gives potential creditors an indication of how well you handle your debts so that they can judge how risky it would be to...

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What credit score do I need for a car loan?

Getting credit for a car is generally not as difficult as say getting a mortgage, but how difficult will of course depend on your credit rating...

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How to find the right borrowing option

If you are in need of credit, for whatever purpose, there are many options available to you. You can get yourself a credit card, take out a personal loan or extend the overdraft...

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What is a personal loan and is it right for you?

A personal loan is exactly what it sounds like, a loan which is intended for personal use. You can spend this on whatever you like, it can be for a car, home...

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Student loans: What you should know

With the rising cost of university, studying beyond college is starting to become for the privileged only unless you are willing to rack up thousands of...

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Unsecured loans vs secure loans

Taking out a loan is a massive personal finance decision that shouldn’t be taken lightly. If you decide to take out a loan then make sure you compare the different types of loan available to make sure you are making...

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