Bad Credit Mortgages

If you’ve missed a payment on your credit card, or if you’ve had a CCJ, you may be wondering how can’d be able to get mortgage with your bad credit score.

Fortunately,  mortgages for people with bad credit ratings do exist, if you know where to look. Each mortgage lender is different, so don’t give up if you’ve not been accepted by one. Be sure to use a specialists advisors that has previous experience of finding mortgages for people with poor credit scores.

In some cases, you may be able to quickly improve your credit score. Our guides have helped thousands of people looking to improve their credit score, in order to get a better deal on their mortgage.

How does my credit score affect my mortgage rate?

As you know, your credit score is an indicator of how good or bad your credit history is and, by extension, how high a risk you are for lenders. While you credit score is never look at in isolation, it...

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What credit score do I need for a mortgage?

For many people the first time they will ever look at their credit rating is when they first start looking for a mortgage – hopefully a few months ahead of...

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What is the minimum credit score for a mortgage?

There is no minimum credit score, per se, to qualify for a mortgage, but you can certainly use a bit of common sense to estimate whether you will get one or not. Banks need to give people mortgages and loans...

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Can I remortgage my house even though I now have bad credit?

Remortgaging your property is a good idea, as you can generally get a better deal and save yourself money if you move your...

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What credit score do I need to remortgage?

Remortgaging is something that you should do regularly to make sure you are always getting the best deal possible, but unfortunately it does require you...

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