Loans

Our growing array of loan guides give you helpful advice such as how to consolidate your debts and understanding your rights and responsibilities when borrowing money.

A beginner’s guide to personal loans

For many people, even those struggling financially, the idea of taking out a personal loan can be pretty daunting. But often a personal loan is a cheaper way of making large purchases or paying off your debts compared to using overdrafts...

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Understanding your rights and responsibilities when borrowing money

When you agree to borrow money on a loan you understand the basics such as how much you are borrowing and hopefully you...

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Understanding the basics of borrowing

A payday loan can really help out a family in need. It is a loan that is given to a family until they get paid...

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PPI explained

Over the past few years, payment protection insurance (PPI) has received a lot of negative publicity with financial providers being accused of mis-selling...

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Getting the best deal on a car loan

Buying a new car is a significant investment but often a necessary one: most of us need access to a vehicle for work and family life. If your car breaks down and you need to replace it at...

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PPI: could you have a claim?

It’s been several years since the scandal surrounding mis-selling of payment protection insurance (PPI) surfaced and thousands of people in the UK still may be entitled to reclaim money from their bank or building society. If you’re not familiar with...

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If I need money fast what can I do?

What can you do if you suddenly find yourself short of cash and in need of some extra money to cover unexpected costs or just meet your impending bills? Well, there is plenty you can do depending on just...

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Can I claim PPI back directly from the bank?

PPI always seems to be in the public eye and if you have had any loans in the past few years there is a good chance you may have money owed to you. You can claim back your PPI...

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Things to look out for when taking out a short term loan

If you’ve ever been strapped for cash well before payday, you’ve probably been tempted by those ads offering quick, convenient, no-collateral payday...

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What options are available to borrowers looking for finance?

In today’s world there are a number of credit options available to borrowers and this can be looked at in a couple of ways: The positive spin is that loans...

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Is it worth getting a student loan?

The amount students are paying for university now is in the realms of outrageous, as student fees have gone up threefold within the decade. In fact, the estimated amount any average student should expect to...

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How can car colour therapy save you money?

In the past, Italian car-makers Fiat produced a ‘colour therapy’ range for their Fiat 500 and not only do they make you look stylish,...

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Which loans carry the least risk?

When looking for a loan, it’s important to weigh up different kinds of risk. The level of risk attached to a loan can be thought of both in terms of the risk for the lender,...

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How can I get a loan with bad credit?

Your credit rating is simply a record of your previous credit history and gives potential creditors an indication of how well you handle your debts...

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What credit score do I need for a personal loan?

Getting a personal loan depends on a lot of different factors, only one of which is your credit score (or more to the point your credit history) and it is impossible...

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How to find the right borrowing option

If you are in need of credit, for whatever purpose, there are many options available to you. You can get yourself a credit card, take out...

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Student loans: What you should know

With the rising cost of university, studying beyond college is starting to become for the privileged only unless you are willing to rack up thousands of pounds of debt with little reassurance of...

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Should you secure a loan on your penson?

Using pensions as loan collateral is becoming increasingly popular among people who are approaching their retirement years. For many, their pension funds are their largest asset. If you are expecting to retire with an ample...

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Unsecured loans vs secure loans

Taking out a loan is a massive personal finance decision that shouldn’t be taken lightly. If you decide to take out a loan then make sure you compare...

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What is the best way to consolidate your debts?

If rising debt has become a nightmare and it has become very difficult for you to handle your multiple debts, then you can consider a debt solution called debt consolidation. The next question that comes...

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