Featured Guides
Welcome to Money Saving Advice
Welcome. Our free money saving advice guides have helped thousands of users in the UK, repair their credit scores and get back on track with their finances. Below are some of our latest guides, feel free to read through. We hope you enjoy our website and please do get in touch if you have any useful feedback. Also, don’t forget to check your credit score regularly.
Why use Money Saving Advice
We guides are professionally written to help answer questions you may have about anything to do with your credit. We take every care to make our guides as clear and easy to read as possible. We provide our guides free of charge and always will do. With over 50 guides and counting, we’re one of the largest online resources offering credit advice.
Why do I need a credit report?
Improving your credit score could give you access to better credit rates for loans, credit cards and mortgages.- Monitoring your credit history, helps protect your identity online and alerts you of any fraudulent activity.
How can I get a free* credit report?
You can get your credit report and score completely free* during your free trial.
- Unlimited access to your Credit Report
- Expert guidance on improving your Credit Score
- Dedicated, specialist help if you’re a victim of fraud
*A monthly fee applies after your free trial. You may cancel during your 30-day free trial without charge.
Get your FREE 30-day trial*How to deal with credit card debt
Credit card debt can seem like a black hole: with high interest rates, the amount you owe can escalate quickly and finding a way out may seem impossible.
Read this guideWhen's the best time to get a mortgage?
The best time to apply for and take out a mortgage depends a lot on you and your personal circumstances and there is no easy formula that will help you to figure out the answer.
Read this guideHow to get 40% more on your over 50s life insurance policy
Every year, an increasing number of people buy guaranteed over 50 life insurance as a way of leaving a cash lump sum to their family when they die, either to help with funeral costs, pay off outstanding debts or simply to leave as a gift.
Read this guideBeginner’s guide to Mortgages
A mortgage is a loan that is secured against the home you buy. The mortgage market has taken a hit in recent years but there are still competitive products available and you need to think very carefully about what product suits your situation now and in the near future.
Read this guideGet cash back on all your purchases with a cashback credit cards
Cashback credit cards offer money back for every pound spent on them and can be a great little bonus for people with a good credit score...
Read this guideLatests Guides
Top travel insurance tips
When you go travelling it can be a particularly exciting time in your life, whether you’re going for a year, a month, a week or just a weekend! Exploring a new part of...
Read this guide3 ways young people can start saving for retirement
A common misconception is that only “old people” should be worried about saving for retirement. In reality, retirement isn’t something that you should only start thinking about when you hit your...
Read this guide3 tips for developing financial discipline
‘Self-discipline’ is a term whipped around by fitness experts, nutritionists, fashion addicts, technoheads and everyone in between. We all lack self-control occasionally, conquering particular aspects of our lives, basking in our accomplishment and rightly so, though we...
Read this guideGetting car finance with a bad credit rating
While the news has contained some rather interesting stories recently about people who have tried to outwit the banks, when it comes to credit, for most of us,...
Read this guideHow can you financially prepare for retirement?
Retirement and pensions are touchy subjects in today’s economic climate. The retirement age is set to increase along with life expectancy, and the introduction of new government pension schemes is causing unrest among many trying to financially prepare...
Read this guideHow to buy fixed assets
Fixed assets are generally safe investments, but they’re only ‘safe’ if you understand what you need to consider when you’re buying them. So how do you actually buy fixed assets?...
Read this guideAdministration orders – small debts still cause big problems
Any debt is problematic if you cannot afford to repay the amount you owe. It does not matter whether the amount is £5,000 or £50,000 as living with the burden of debt is debilitating. There are solutions...
Read this guideWhy credit can work for you
Whilst most people like to stay financially independent, there are times when you need money in advance of payday. For those occasions when you don’t have the money yourself, a credit card can be a...
Read this guideHow does UK income tax work?
Every person in the UK gets a certain amount of tax-free allowance each tax year. This means that you don’t pay tax on this amount of your earnings. The tax year, beginning every April, starts...
Read this guideCommon sense: a surefire way to make savings on your energy bills
More households than ever in the UK are currently in a state of what is known as ‘fuel poverty’. The problem is, that although money can be saved through cutting down on luxuries and making...
Read this guideBest money saving tips for travellers
Going on holiday is a highlight of the year – a time to relax after week after week of slogging away in the office hard at work. However, they...
Read this guideSave on your house sale with an online agent
Savvy shoppers know very well by now that the best way to save money is to carry out a little research and to shop around on the internet. Some of the...
Read this guide
