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Most-read guides.
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DebtWhat Happens to My IVA If I Lose My Job? Steps to Take and Options Available
Losing your job during an IVA is serious but manageable. Find out how to get a payment break, what happens if your income does not recover, and how to protect the arrangement.
Credit ScoreIs a Credit Score of 702 Good? What It Means for Experian, Equifax & TransUnion
A 702 credit score means different things depending on which bureau scored you. Find out what 702 means with Experian, Equifax and TransUnion, and what you can get approved for.
Credit ScoreWhat Credit Score Do I Need for a Mortgage in the UK? 2026 Guide
Find out what credit score you need for a UK mortgage in 2026, which score bands matter, and how lenders assess your application beyond just your credit file.
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Credit ScoreBest Credit Builder Cards UK 2026: Aqua, Capital One, Vanquis Compared
Credit builder cards help rebuild a poor credit score. We compare Aqua, Capital One, Vanquis and Marbles on limits, APR and score impact.
Credit ScoreCan You Rent a House With an IVA? What Landlords See on a Credit Check
You can rent privately with an IVA, but letting agents run credit checks. Here's what landlords see, what you must disclose, and how to improve your chances.
Credit ScoreExperian vs Equifax vs TransUnion UK: What's the Difference?
Three credit bureaus, three different scores. Here's how Experian, Equifax and TransUnion UK compare — and why your score differs between them.
DebtCan You Sell Your House With an IVA? What Happens to the Money
You can sell your house with an IVA, but you must tell your IP first. Any equity released from the sale is treated as a windfall and paid into your IVA.
DebtDMP vs IVA: Which Debt Solution Is Right for You?
Choosing between a DMP and an IVA? A DMP suits smaller debts and needs flexibility; an IVA suits debts over £5,000, legal protection and partial write-off.
DebtInheritance and Windfalls During an IVA: What You Must Declare
If you receive an inheritance or windfall during your IVA, you must report it to your IP. Find out what counts as a windfall and how much you get to keep.