Loans

Understand your borrowing options and find the right loan for your situation.

5 Simple Frugal Living Tips That Actually Save You Money in the UK
Updated 22 Apr 2026

5 Simple Frugal Living Tips That Actually Save You Money in the UK

Five practical frugal living tips to help you cut everyday spending, reduce food costs and avoid impulse buying - without making your life miserable.

5 Taxable Ways to Earn Extra Income in the UK (And What to Tell HMRC)
Updated 6 Apr 2026

5 Taxable Ways to Earn Extra Income in the UK (And What to Tell HMRC)

Looking to boost your income in the UK? These five taxable side income ideas are practical and legal - but you must declare earnings to HMRC to avoid penalties.

5 Things You Should Never Do When Trying to Improve Your Credit Score
Updated 6 Apr 2026

5 Things You Should Never Do When Trying to Improve Your Credit Score

Some common attempts to fix a poor credit score actually make it worse. Here are five mistakes to avoid if you want to improve your credit rating with Experian, Equifax or TransUnion.

5 Ways to Make Extra Income From Your Property in the UK
Updated 30 Mar 2026

5 Ways to Make Extra Income From Your Property in the UK

Discover five practical ways to earn extra money from your property in the UK, from renting a parking space to letting your home as a film location.

5 Ways to Save Money This Week: Practical Steps That Work
Updated 3 Apr 2026

5 Ways to Save Money This Week: Practical Steps That Work

Five practical ways to cut your weekly spending without a major lifestyle overhaul, from smarter grocery shopping to tracking small daily purchases.

Advantages of Gold Investment: Is Buying Gold a Good Idea in the UK?
Updated 22 Apr 2026

Advantages of Gold Investment: Is Buying Gold a Good Idea in the UK?

Gold can protect your savings from inflation and currency weakness, but it carries risks too. Here's what UK investors need to know before buying gold.

Are You Missing Out on Tax Credits and Benefits You're Entitled To?
Updated 16 Apr 2026

Are You Missing Out on Tax Credits and Benefits You're Entitled To?

Billions of pounds in tax credits and benefits go unclaimed every year in the UK. Find out which benefits you may be entitled to and how to claim them.

How Much Can I Borrow on a Mortgage? UK Lending Rules Explained
Updated 20 Apr 2026

How Much Can I Borrow on a Mortgage? UK Lending Rules Explained

Most UK lenders will offer between 4 and 4.5 times your annual income as a mortgage. Find out how lenders calculate affordability and what affects your limit.

How to Avoid Online Fraud in the UK: Practical Tips to Protect Your Money
Updated 2 Apr 2026

How to Avoid Online Fraud in the UK: Practical Tips to Protect Your Money

Online fraud costs UK consumers billions each year. These practical steps help you spot scams, protect your bank details and reduce the risk of becoming a victim.

How to Invest in Private Companies in the UK: A Beginner's Guide
Updated 27 Apr 2026

How to Invest in Private Companies in the UK: A Beginner's Guide

Investing in private companies can offer high returns but carries significant risk. Learn how UK investors can access private equity and angel investing opportunities.

Is It Better to Pay Off Credit Card Debt in Instalments or a Lump Sum?
Updated 22 Apr 2026

Is It Better to Pay Off Credit Card Debt in Instalments or a Lump Sum?

Paying a lump sum saves more in interest, but regular instalments above the minimum still help your credit score. Here's how to decide which approach suits you.

Is It Worth Getting a Student Loan in the UK? What You Need to Know Before You Decide
Updated 19 Apr 2026

Is It Worth Getting a Student Loan in the UK? What You Need to Know Before You Decide

UK student loans work differently to commercial debt. You only repay when earning above the threshold, and unpaid balances are written off after 40 years. Here's what that means for you.

Understanding the Basics of Borrowing Money in the UK
Updated 1 Apr 2026

Understanding the Basics of Borrowing Money in the UK

Before you borrow money in the UK, understand the key terms, types of credit and your legal rights. This plain-English guide covers everything a first-time borrower needs to know.

What Borrowing Options Are Available in the UK? A Guide to Types of Finance
Updated 7 Apr 2026

What Borrowing Options Are Available in the UK? A Guide to Types of Finance

From personal loans and credit cards to mortgages and credit unions, this guide explains every major borrowing option available to UK consumers and when each one makes sense.

Young Drivers' Car Insurance: Why It's So Expensive and How to Cut the Cost
Updated 2 Apr 2026

Young Drivers' Car Insurance: Why It's So Expensive and How to Cut the Cost

Young drivers pay the highest car insurance premiums in the UK. Here's why, and the practical steps you can take to reduce your quote significantly.

Your Rights and Responsibilities When Borrowing Money in the UK
Updated 17 Apr 2026

Your Rights and Responsibilities When Borrowing Money in the UK

The Consumer Credit Act gives UK borrowers important legal protections. This guide explains your rights when taking out a loan, credit card or overdraft - and what you owe in return.