Free Money Tools

Simple, free calculators built for UK users. No login required, no data stored.

Budget Planner

Plan your monthly income and expenses to understand exactly where your money goes.

Calculate your monthly repayments, total interest, and total cost for any loan.

Find out how much you could borrow and what your monthly mortgage payments might be.

See how long it will take to become debt free using the snowball or avalanche method.

Work out how long it will take to reach your savings target with compound interest.

Calculate your UK take-home pay after income tax, National Insurance, and pension.

Always free

Every tool is completely free to use. No account, no subscription, no hidden charges.

Built for the UK

All calculators use current UK tax rates, GBP currency, and UK-specific financial rules.

Private by design

All calculations happen in your browser. We never store or transmit your financial data.

Instant results

Results update as you type. No waiting, no page reloads.