Budget Planner
Enter your monthly income and expenses to understand where your money goes and find your remaining balance.
Your Monthly Budget
Income
Household
Living Costs
Savings & Debt
Monthly Summary
Enter your income above to see your budget summary.
Disclaimer: These results are estimates for informational purposes only and do not constitute financial advice. Always consult a qualified financial adviser before making financial decisions.
How to use the Budget Planner
Start with income
Enter your monthly take-home pay and any other income such as benefits, freelance work, or rental income. Use your after-tax figures for accuracy.
Add all expenses
Work through each category carefully. Check bank statements for amounts you may have forgotten — subscriptions and direct debits are easy to miss.
Check your balance
A positive balance means you have money left over. A negative balance means you are spending more than you earn and need to cut costs or increase income.
Use the breakdown
The spending breakdown shows each category as a percentage of income. This makes it easy to spot which areas are taking the largest share of your budget.
Frequently Asked Questions
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